Aviation insurance is a genuinely specialist market, and the exposure isn't limited to commercial airlines, any business operating, owning, or chartering aircraft carries risk that standard commercial policies don't touch.
Aviation cover splits primarily into two areas: hull insurance, covering physical damage to the aircraft itself, and airline or operator liability, covering third-party claims including passenger injury, cargo loss, and damage on the ground.
Not just airlines: Corporate aircraft owners, charter operators, flying schools, and businesses using aircraft for commercial operations like aerial survey or agricultural spraying all carry aviation liability exposure that general business insurance excludes entirely.
The scale of potential loss from a single aviation incident, in both hull value and liability exposure, means this sits firmly in Lloyd's and specialist aviation underwriter territory rather than standard commercial insurance.
Free, no obligation. We connect you with specialist brokers and Lloyd's market access for this line of cover.
Speak to a Specialist →Aviation cover requirements vary significantly by aircraft type and operation. Always confirm current terms with a specialist aviation broker.